Insurance Tips for Invisalign

While insurance Candid coverage is an important factor to consider, it shouldn’t be the sole deciding factor when choosing orthodontic treatment. The process of navigating your insurance policy, verifying coverage, and exploring alternative payment options is a crucial component of an affordable and accessible Invisalign experience.

Insurance Tip #1: Choose In-Network Orthodontists

The cost of Invisalign is often significantly less when you choose an orthodontist that is in your insurance network. In addition to saving on out-of-pocket costs, you may also qualify for flexible spending accounts or health savings account (FSA/HSA) reimbursements to further reduce your expenses.

Insurance Tip #2: Verify Insurance Coverage Prior to Beginning Treatment

Be sure to consult your orthodontist before starting Invisalign treatment, and request a comprehensive insurance verification report. This will help you determine exact coverage amounts and any limitations on your insurance plan, such as lifetime maximums or waiting periods for adult orthodontic treatment.

Insurance Tip #3: Strategically Timing Your Invisalign Treatment

It’s also a good idea to plan your Invisalign treatment start dates strategically, as many dental insurance plans reset annually and any unused benefits won’t roll over. By scheduling your treatment near the end of a calendar year, you can leverage unused insurance funds to double your coverage and reduce out-of-pocket expense. In addition, some providers offer interest-free payments or third-party financing options to further manage the remaining cost of your Invisalign treatment. Be sure to discuss these options with your orthodontist and make a financial plan to avoid over-extending yourself.